OREGON STATE UNIVERSITY

Health Insurance and Care

The Department of State (DOS) requires that ALL J-1 Exchange Visitors have medical insurance in effect for themselves and any dependents in J-visa status for the duration of their stay in the United States.

Mandatory Insurance Requirements

  • Minimum Coverage
    Insurance shall cover: (1) medical benefits of at least $50,000 per person per accident or illness; (2) repatriation of remains in the amount of $7,500; and (3) expenses associated with medical evacuation in the amount of $10,000.

  • Additional Terms
    A policy secured to fulfill the insurance requirements shall not have a deductible that exceeds $500 per accident or illness, and must meet other standards specified in the regulations.

  • Maintenance of Insurance

    Willful failure on your part to maintain the required insurance will result in the termination of your exchange program.

Employees

  • Postdoctoral Scholars: See the OSU Postdoctoral Scholar Insurance page for details on insurance coverage offered as part of this training category.
  • Other positions (faculty or staff): Faculty or staff may be eligible for PEBB health insurance. Scholars should review their offer of employment to determine whether or not insurance coverage will be offered.
  • IMPORTANT NOTE: additional insurance coverage is necessary to satisfy U.S. Department of State requirements namely Emergency Medical Evacuation & Repatriation. Scholars must purchase this supplemental coverage, as it is not included in Public Employees’ Benefit Board coverage.

Non-Employees

  • OSU Student Health Center’s International Medical Plan: Scholars may enroll in the OSU International Medical plan on a self‐pay basis. This plan meets DOS minimum requirements. Scholars may not use the Student Health Center for treatment, but the plan can be used to pay for medical treatment at off‐campus medical institutions. Contact Mary Lloyd-Rex for more information.
  • PEBB: Qualifying scholars may enroll in Public Employees' Benefit Board (PEBB) coverage on a self‐pay basis.
  • IMPORTANT NOTE: additional insurance coverage is necessary to satisfy U.S. Department of State requirements namely Emergency Medical Evacuation & Repatriation. Scholars must purchase this supplemental coverage, as it is not included in Public Employees’ Benefit Board coverage.

Resources

IMPORTANT NOTE: additional insurance coverage may be necessary to satisfy U.S. Department of State requirements namely Emergency Medical Evacuation & Repatriation. Scholars must purchase this supplemental coverage, as it is not included in OSU staff benefits or some other insurance plans.