The Department of State (DOS) requires that ALL J-1 Exchange Visitors have medical insurance in effect for themselves and any dependents in J-visa status for the duration of their stay in the United States.

• Minimum Coverage
  Insurance shall cover: (1) medical benefits of at least $50,000 per person per accident or illness; (2) repatriation of remains in the amount of $7,500; and (3) expenses associated with medical evacuation in the amount of $10,000.
• Additional Terms
  A policy secured to fulfill the insurance requirements shall not have a deductible that exceeds $500 per accident or illness, and must meet other standards specified in the regulations.
• Maintenance of Insurance
  Willful failure on your part to maintain the required insurance will result in the termination of your exchange program.

Insurance coverage should be secured PRIOR to arrival in the United States.

Click on the following topics to learn about health insurance

• Health Insurance for J-1 Exchange Visitors (PDF)
• Insurance for employees of OSU
• Health Insurance for all other visa categories
• US Healthcare System (PDF)
• Insurance Glossary