- Apply for Aid
- What is Financial Aid and Who is Eligible
- When to Apply
- How do I Apply for Financial Aid
- Applying as a Transfer Student
- International Students and Financial Aid
- Degree Partnership Program
- Chemeketa Community College
- Clackamas Community College
- Clatsop and Oregon Coast Community Colleges
- Lane Community College
- Linn-Benton Community College
- Portland, Columbia Gorge, and Tillamook Bay Community Colleges
- Southwestern Oregon Community College
- UH-Maui College
- Umpqua Community College
- Degree Partnership Program FAQ’s
- What happens AFTER I apply?
- Review Your Award
- Explore Opportunities
- Bridge to Success
- Manage your Loans
- Private/Alternative Loans
- Federal Work Study
- Regular Student Employment
- Study Abroad Information
- Child Care Information
- U.S. Veteran's Educational Benefits
- Receive Your Funds
- Receiving Aid
- Requesting Changes
- Renewing Aid
- What happens if I Withdraw?
- Dropping Courses
- Terms & Conditions
- Satisfactory Academic Progress
- Information for Parents
If you are eligible for financial aid through Oregon State University, you will receive a financial aid award. This award will outline different financial aid options available to help finance your education. The aid offered to you is based on your expected family contribution, your cost of attendance, and the availability of funding. The following explains common terms you will hear in the explanation of your financial aid award.
Expected Family Contribution(EFC) – When you submit your FAFSA application, you provide financial information that is used to determine your ability to pay for a college education. A federal formula calculates an Expected Family Contribution (EFC). This is an estimate of how much a student and their family can contribute toward educational expenses. This is not an actual dollar amount that you are expected to pay, but rather a number used to determine eligibility for need based aid programs.
- Parent contribution – The amount the parent is estimated to be able to provide for their students education, as determined by information provided on the FAFSA, you are not required to pay this amount.
- Student contribution - The amount the student is estimated to be able to provide for their education, as determined by information provided on the FAFSA, you are not required to pay this amount.
Cost of Attendance (COA) – This is an estimate of the total cost to attend OSU. This estimate includes tuition and fees, books and supplies as well as living costs such as housing, food, personal and miscellaneous expenses. Award amounts offered reflect a three-term, full-time cost of attendance. (These are estimated costs only and subject to change based on factors such as dining plan chosen, actual credits taken, etc.) The actual charges you can expect to see billed to the student account by OSU will only be tuition and fees and room and board (if applicable) on a per term basis.
- Direct Costs – These costs refer to tuition and fees. Charges are posted to your Student Account after you enroll for courses. Payments for these charges are made directly to the university.
- Indirect Costs – These are additional expenses that are determined as necessary to attend a university. They include books and supplies, room and board, miscellaneous/personal expenses, and direct loan fees. These expenses may vary with the student. The room and board estimate is the same for on or off-campus housing. Of these, only room and board will actually be applied to the student account by OSU if applicable.
Total Need - Need is determined by subtracting EFC from the cost of attendance. The remainder is considered "gross need". If no need remains then the student eligibility will consist of non-need based aid such as unsubsidized loans and Parent PLUS loans.
Your Aid Offer - You will accept, reject, or revise your financial aid offer based on the types of financial aid you were offered. It will show your financial aid as divided up over the three term academic year. While loans are offered they require your acceptance for us to proceed and your responsibility for them does not begin until you accept them and complete the necessary steps.
- Accept, Reject, Revise - You can accept, reject, or revise most parts of your financial aid award. Grants do not require your acceptance, and PLUS loans require a separate application process.
- Financial Aid Programs – Here you will find a list of the different financial aid programs offered to you. To learn more about the different financial aid available through Oregon State University, please visit our Types of Aid webpage.
- Summer, Fall, Winter Spring - Breaks down the amount of aid per term for each financial aid program, with the last column containing the yearly allocation.