It is understood that you want as much grant and scholarship money as possible. Your award reflects your eligibility for available grant aid. You may always request a lesser loan amount. NOTE: Loan funds are disbursed in equal payments. Within limits, your Federal Work-Study may be replaced with a Direct Ford loan. You may request changes in writing to the office or via email at financial.aid@oregonstate.edu. Not all budget requests can be accommodated.
In certain instances, your budget may be increased. Adjustments may include, but are not limited to, child care cost for children 12 and under, medical or dental cost not covered by insurance, health insurance premiums, commuting cost, one-time personal computer cost, costs related to students with disabilities, and study abroad programs. Adjustments for additional expenses may be considered by providing documentation of the expenses. Adjustments are not made for consumer debts, car payments, or private school tuition. Additional costs are usually funded by a Federal Direct Ford loan.
Your calculated contributions represent a measure of your ability to pay for your education. It is not the amount you owe to the university. It is based on your and your parent’s income (or spouse, if applicable), assets, family size, the number of family members currently attending a university and other relevant factors. If you or your parent (or spouse) are not able to meet the expected family contribution, you need to show how circumstances beyond your control are preventing your family from meeting the federally calculated contribution. Limited exceptions are allowed and must be reviewed on an individual basis by a financial aid advisor.